Jack Hungelmann
|
Creating a Personal Umbrella Coverage ChecklistJack Hungelmann has been comparing personal umbrella policies for several years to identify what each policy covers that is not generally covered under primary policies. This article shares the checklist that Jack Hungelmann uses with his own clients help identify liability exposures that are not covered by primary policies that can be covered by umbrella policies. He then takes those risks identified on the checklist and attempts to place the client in an insurance company with an umbrella policy that covers those risks.
|
Selected WorksBooks
Insurance For Dummies, 2nd Edition
A comprehensive consumer guide to buying insurance right and avoiding coverage pitfalls. (Click on the title to find out more about what this book can teach you and to see some reader reviews.) Magazine Articles
An Equitable Solution To The 'Matching Problem'
Using the Pair and Set clause to resolve claim disputes involving mismatched roofing and siding for homeowners Adapting the HO-6 To Cover Higher Association Deductibles
Protecting yourself if your condo association raises the master policy deductible to $25,000 and makes you responsible! Plugging Coverage Gaps for Owners of Small Businesses
Identifies the property and liability risks that face small business owners and Jack Hungelmann’s recommendation on how to protect themselves from each of them. Web Site Articles
Personal Risk Management: An Overview
Details the 16 added services clients receive from Jack Hungelmann as part of the annual risk management fee they pay Personal Risk Management—An Alternative to Insurance as Usual
Jack Hungelmann explains why and how agents with expertise should become personal risk managers for their clients. Comparing Stand-Alone Personal Umbrella Policies
Jack Hungelmann compares four stand-alone Umbrella policies against each other, including the Independent Insurance Agents Association's RLI program, in terms of how they cover liability gaps not otherwise covered by Auto or Homeowners insurance. Creating and Using a Personal Umbrella Comparison Form
This article contains the Umbrella Comparison Chart Jack Hungelmann created that he uses to compare personal umbrella policies in his agency. Creating a Personal Umbrella Coverage Checklist
Jack Hungelmann shares the umbrella checklist he uses to help clients identify liability exposures that may not be covered under primary policies but need to be covered under their umbrella policy. Plugging Liability Insurance Gaps with the Personal Umbrella Policy
A well-chosen personal umbrella policy can plug many of the liability insurance gaps of an underlying insurance program. Twenty coverage gaps are illustrated. Choosing the Best Umbrella Policy: Case Study
This is the third and final part of my series on comparing personal umbrella policies. The premise for all three articles is the importance to the personal risk management process of knowing the strengths and weaknesses of the umbrella policies you have access to. Time To Standardize Personal Umbrella Insurance Policies
Personal umbrella policies have been around for decades now—much like homeowners policies. But unlike homeowners policies, the insurance industry has failed to agree on standardized umbrella products so that agents and consumers alike know what they're buying. Umbrella Insurance: An Interview with Author and Insurance Expert Jack Hungelmann
Jack recently participated in a LoveToKnow.com interview and took time to answer a few questions about umbrella insurance. Managing the Risks of a Vacant Home
Includes a case study which evaluates coverage for vacant homes in a specialty market versus a surplus lines market. Managing the Townhouse / Condominium Unit Owner Risk
Jack Hungelmann explains what the coverage pitfalls are of the basic HO-6 policy and addresses how best to avoid those pitfalls. Health Insurance Advice for the Newly Laid Off
Includes information on the new 65% COBRA subsidy that took effect March 1, 2009. Creating a Long-Range Insurance Plan for the "Uninsurable"
Long-range life and health insurance planning for those with uninsurable chronic illness. Government Programs for Uninsurable Chronic Medical Conditions
Jack Hungelmann identifies various laws such as COBRA, HIPAA, etc., that provide some protection for those people with uninsurable medical conditions. Insurance Products for Uninsurable Chronic Medical Conditions
Jack Hungelmann identifies the various types of individual and group life, health, disability, and long-term care products available on the market. What Young-Onset Parkinsonians and Caregivers Need to Know about Insurance and Insurance-Related Government Programs
Insurance planning advice for those with any kind of chronic illness that makes them medically uninsurable in the open market Managing Major Medical Risks Following a Job Change
Risk management case study involving a 60+ year old couple on medical options available to them following change of employment. They are not yet eligible for Medicare, and one is medically uninsurable. Finding and Hiring a Nanny
Co-authored by 2004 nanny of the year Michelle LaRowe. Practical advice for parents in identifying and managing the risks associated with hiring a nanny. |
