Jack Hungelmann

THE BASICS

An insurance career spanning over 30 years.

Experience and training as an agent, consultant, teacher, author, claims adjuster, and reinsurance broker.

Jack and his wife Judy enjoy life on one of Minnesota's 15,000 lakes in beautiful Chanhassen. Jack runs his risk management and insurance business from the Corporate 4 Insurance Agency in Edina MN.

Insurance Skills

• Significant expertise in every kind of personal and small-business insurance policy, as evidenced by authorship of the book Insurance for Dummies


• Expertise about the claims process from one year as a claims adjuster and over 30 years as a claims advocate


• Risk management skills from coaching individuals and small business owners on non-insurance solutions for over 20 years


• Expertise in identifying and reducing risks in personal contracts (i.e. apartment leases, condominium association bylaws, watercraft and recreational vehicle rental contracts, wedding reception contracts, car rental contracts, moving and storage contracts, etc.)

Educational Qualifications

• B.A. from University of Minnesota


• Over 2,000 hours of insurance education including:
  
  * Certified Insurance Counselor (CIC) designation with over 25 years of annual updates of 20 hours or more
  
  * Chartered Property and Casualty Underwriter (CPCU) designation (graduate level coursework in risk management and insurance)
  
  * Associate in Reinsurance (ARe) designation
  
  * Continuing Professional Development (CPD) award annually since its inception from CPCU Society recognizing meeting their standard for commitment to ongoing education
  

Teaching Experience

• CPCU 2: Personal Lines Risk Management and Insurance


• Personal Lines Risk Management on several occasions for the Society of CIC and also for continuing education for agents in Minnesota and Ohio


• CPCU 5: Insurance Company Operations


• “Risk Management for Small Business” to North Dakota CPA Society


• “Managing Your Small Business Insurance Program” for Hennepin Technical College


• “Avoiding the Pitfalls and Loopholes of Insurance” seminars for Edina, Minnesota, Community Education


• “Choosing the Right Umbrella for Your Personal Lines Clients” for Illinois Agent & Broker Conference

Publishing History

• Insurance For Dummies, Hungry Minds Books, published January, 2001


• “Newsletter,” a personally produced newsletter three times annually for clients and associates, advising them of new coverages, state law changes and recommendations on best strategies for handling unusual risks, since 1985


• “A Counselor Approach To Selling,” on the pitfalls of auto and home policies and how to avoid them, American Agent and Broker


• “Writing Your Own Newsletter,” American Agent and Broker and International Risk Management Institute, November, 2004


• “It’s Time To Repeal Anti-Rebating Laws,” an editorial on why protectionist legislation requiring all agents be paid the same commission was hurting both the industry and the consumer, American Agent and Broker, October, 1993


• “Avoiding the Pitfalls of Scheduling Fine Art,” American Agent and Broker, August, 1996


• “Helping Clients with Hail Damage Claims,” American Agent and Broker, July, 1998


• “Closing Coverage Gaps for Business Support Services,” American Agent and Broker, January, 2000


• “Amending Coverage When Clients Transfer Property,” American Agent and Broker, April, 2000


• “Resolving Structural Matching Claim Disputes,” American Agent and Broker, April, 2000


• “An Equitable Solution to the 'Matching Problem',” American Agent and Broker, July, 2001


• “Coverage and Gaps for Boats in the Homeowner’s Policy,” American Agent and Broker, March, 2002


• “Adapting the HO-6 To Cover Higher Association Deductibles,” American Agent & Broker, September 2003


• “Is Variable Life Insurance A Good Buy?” on the differences between term and permanent life insurance, The Atlanta Journal Constitution, December, 2003


• “Personal Risk Management: An Overview,” International Risk Management Institute, March, 2004


• “Managing the Nanny Risk,” International Risk Management Institute, April 2004


• “Managing Major Medical Risks Following a Job Change,” International Risk Management Institute, July, 2004


• “Finding and Hiring a Nanny,” NannyJobs.com, November, 2004


• “Plugging Liability Insurance Gaps with the Personal Umbrella Policy,” International Risk Management Institute, February, 2005


• “What Young-Onset Parkinsonians and Caregivers Need to Know About Insurance and Insurance-Related Government Programs,” National Parkinson Foundation, May, 2005


• “Personal Risk Management: Making a World of Difference at Claim Time,” International Risk Management Institute, June, 2005


• “Helping Clients Make Good Group Insurance Decisions,” International Risk Management Institute, September, 2005


• “Insurance Products for Uninsurable Chronic Medical Conditions,” International Risk Management Institute, January, 2006


• “Government Programs for Uninsurable Chronic Medical Conditions,” International Risk Management Institute, February, 2006


• “Creating a Long-Range Insurance Plan for the ‘Uninsurable’,” International Risk Management Institute, March, 2006


• “Managing the Townhouse/Condominium Unit Owner Risk,” International Risk Management Institute, August, 2006


• “Umbrella Insurance: An Interview with Author and Insurance Expert Jack Hungelmann,” LoveToKnow Insurance, September, 2006


• “Plugging Coverage Gaps for Owners of Small Businesses,” American Agent and Broker, September, 2006


• “Managing the Risks of a Household Move,” International Risk Management Institute, February, 2007


• “Creating and Using a Personal Umbrella Comparison Form,” International Risk Management Institute, June, 2007


• “In Praise of Personal Umbrellas,” American Agent and Broker, September, 2007


• “Insurance for the California Wildfires,” International Risk Management Institute, November, 2007


• “Risk Management: Protecting Assets When Home Ownership Is Transferred to a Trust,” International Risk Management Institute, December, 2007


• “Time To Standardize Personal Umbrella Insurance Policies,” International Risk Management Institute, February, 2008


• “Managing Personal Automobile Insurance Risks Following Death,” International Risk Management Institute, April, 2008


• “Choosing the Best Umbrella Policy: Case Study,” International Risk Management Institute, May, 2008