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Creating a Personal Umbrella Coverage Checklist

Jack Hungelmann has been comparing personal umbrella policies for several years to identify what each policy covers that is not generally covered under primary policies. This article shares the checklist that Jack Hungelmann uses with his own clients help identify liability exposures that are not covered by primary policies that can be covered by umbrella policies. He then takes those risks identified on the checklist and attempts to place the client in an insurance company with an umbrella policy that covers those risks.