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Personal Risk Management: An Overview

Jack Hungelmann has been practicing personal risk management for over 20 years with his clients. Jack saw needs than many personal lines clients had that weren't being met in the traditional insurance marketplace. Like the need for more expertise to better identify personal lines risks. Or the need for advice on insurance decisions involving insurance purchased elsewhere, such as decisions on group insurance, COBRA, etc. Like the need to be kept informed about new coverages or new state laws. Or the need for advice on alternative ways of managing risk other than insurance. Or the need for expertise and counsel relating to personal insurance contracts such as condominium association agreements, car and boat rental contracts, or contracts involving the rental of facilities to host wedding receptions. Jack created a business that meets all these needs and more in exchange for an annual risk management fee.