Insurance For Dummies, 2nd Edition gets highest ***** rating from readers!!

***** This author actually makes insurance interesting!!!, April 9, 2001
Reviewer: A reader from Seattle, WA United States

I didn't think it was possible, but Jack Hungelmann made reading about insurance actually interesting. I cannot tell you how much money and time I have saved just by taking a few minutes here and there to look up specific topics in this book. It is really well-written, covers an incredible broad range of topics, and has a lot of funny and real-life stories which capture the topics. I will also continue to find it very helpful as a reference to refer to as new insurance issues come up. Trust me, this is the insurance book to buy and trust!

Home Page

"Providing individuals and small-business owners with risk management in addition to insurance."

Welcome to my website. My name is Jack Hungelmann. I am the author of the book Insurance For Dummies, 2nd Edition. I am also the proprietor of Jack Hungelmann Risk Management & Insurance, a unique independent insurance agency targeted specifically to those individuals and small business owners seeking and willing to pay for risk management expertise and services not available from the traditional insurance marketplace.

I created this website primarily for people who are considering my personal services to help them gain more information so they can determine if what I offer is what they are seeking.

Tips To Help You Navigate This Site

To find out more on how my business works and all the different ways you can benefit, click on "My Services" on the menu. To find out more about my background and expertise, click on "Biography". To see a sample of the newsletters I personally write and send to clients keeping them current on new coverages, state laws and other issues, click on "Newsletters".

For personal advice with any type of insurance problem you might be having, click on "Contact Me".

To buy Insurance For Dummies 2nd Edition at a good discount, click on any picture of the book. To find out more about topics the book covers or to read published articles, click on any of the headings in the right column of any page, or click on "My Works" on the menu.

Finally, to access consumer-friendly insurance websites I personally recommend that can help you determine everything from the replacement cost of your home to your eligibility for Medicare, check out the links web resources I recommend on the bottom of the left-hand column of every page.

I hope you find what you're looking for. If you don't, email me at jhungelmann@​ with your phone number and I'll see if I can help.

Thanks for paying a visit. Best wishes,

Jack Hungelmann

Jack Hungelmann Risk Management & Insurance
7220 Metro Blvd.
Edina MN 55439

Phone: 952-896-9534
Fax: 952-893-9402

Selected Works

A comprehensive consumer guide to buying insurance right and avoiding coverage pitfalls. (Click on the title to find out more about what this book can teach you and to see some reader reviews.)
Magazine Articles
Using the Pair and Set clause to resolve claim disputes involving mismatched roofing and siding for homeowners
Protecting yourself if your condo association raises the master policy deductible to $25,000 and makes you responsible!
Identifies the property and liability risks that face small business owners and Jack Hungelmann’s recommendation on how to protect themselves from each of them.
Web Site Articles
Details the 16 added services clients receive from Jack Hungelmann as part of the annual risk management fee they pay
Jack Hungelmann explains why and how agents with expertise should become personal risk managers for their clients.
Jack Hungelmann compares four stand-alone Umbrella policies against each other, including the Independent Insurance Agents Association's RLI program, in terms of how they cover liability gaps not otherwise covered by Auto or Homeowners insurance.
This article contains the Umbrella Comparison Chart Jack Hungelmann created that he uses to compare personal umbrella policies in his agency.
Jack Hungelmann shares the umbrella checklist he uses to help clients identify liability exposures that may not be covered under primary policies but need to be covered under their umbrella policy.
A well-chosen personal umbrella policy can plug many of the liability insurance gaps of an underlying insurance program. Twenty coverage gaps are illustrated.
This is the third and final part of my series on comparing personal umbrella policies. The premise for all three articles is the importance to the personal risk management process of knowing the strengths and weaknesses of the umbrella policies you have access to.
Personal umbrella policies have been around for decades now—much like homeowners policies. But unlike homeowners policies, the insurance industry has failed to agree on standardized umbrella products so that agents and consumers alike know what they're buying.
Jack recently participated in a interview and took time to answer a few questions about umbrella insurance.
Includes a case study which evaluates coverage for vacant homes in a specialty market versus a surplus lines market.
Jack Hungelmann explains what the coverage pitfalls are of the basic HO-6 policy and addresses how best to avoid those pitfalls.
Includes information on the new 65% COBRA subsidy that took effect March 1, 2009.
Long-range life and health insurance planning for those with uninsurable chronic illness.
Jack Hungelmann identifies various laws such as COBRA, HIPAA, etc., that provide some protection for those people with uninsurable medical conditions.
Jack Hungelmann identifies the various types of individual and group life, health, disability, and long-term care products available on the market.
Insurance planning advice for those with any kind of chronic illness that makes them medically uninsurable in the open market
Risk management case study involving a 60+ year old couple on medical options available to them following change of employment. They are not yet eligible for Medicare, and one is medically uninsurable.
Co-authored by 2004 nanny of the year Michelle LaRowe. Practical advice for parents in identifying and managing the risks associated with hiring a nanny.